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Lebanon
Thur, Feb 20 (6pm-9pm)  First Aid course at Witham YMCA.  $45.

Fri, Feb 28 (7pm-7:45pm) Nerf Night at Witham YMCA (ages 8-12) $5.  Registration required.  https://www.activekids.com/lebanon-in/classes/nerf-night-age-8-12-7-p-m-2020-67089323

Zionsville
Sat, Feb 8 (7pm-11pm) Book Ball 2020 at Hussey-Mayfield Memorial Public Library. 250 N 5th Street, Zionsville, IN 46077.  Featuring musical guest Greta Speaks. $100 per person.  https://zionsvillelibrary.org/tickets-for-the-book-ball/

Fri, Feb 7 (6pm-9pm) Ross David concert at the Trader’s Point Creamery.  Free entry.  All ages welcome.  Please call for reservations.  https://www.songkick.com/concerts/39348940-ross-david-at-traders-point-creamery

Sun, Feb 16 (4pm-6pm)  USA National Miss Indiana Pageant 2020 at Zionsville West Middle School.  For tickets and more information:  https://www.eventbrite.com/e/usa-national-miss-indiana-pageant-2020-tickets-8610011275

Brownsburg
Wed, Feb 12 (6pm-9pm) Gal-entines Pick Your Project and free monogram tote at the Board & Brush Creative Studio (442 E Main Street, Brownsburg, IN 46112). https://allevents.in/mobile/amp-event.php?event_id=200018783630

Sun, Feb 23 (3pm-5pm) Bowling for the whole family sponsored by the Hendricks County Substance Abuse Task Force at Brownsburg Bowl.  FREE.  Register.  https://www.eventbrite.com/e/hc-satf-drug-free-family-event-bowling-in-brownsburg-tickets-86328329357

Thorntown
Sat, Feb 29 (6:30pm-11:30pm) Western Boone Education Foundation Trivia Night at Stookey’s Restaurant (125 East Main Street, Thorntown, IN 46071 Fun event to help raise funds that support educational opportunities for the students and staff of Western Boone Schools.Tickets $250 each. https://www.eventbrite.com/e/wbef-trivia-night-tickets-85120779543

Pittsboro
Saturday, Feb 8 (6pm-pm)  DIY Mosaic tray making workshop at Canvas by Katie’s studio. (9487 North County Road 650 East, Pittsboro, IN 46167) $35 per person.  To register and purchase ticket: https://www.eventbrite.com/e/6x9-mosaic-tray-making-workshop-tickets-87694706227

Saturday, Feb 9 (6pm-9pm) DIY Wood Painting Shamrock Sign workshop at Canvas by Katie’s studio.  (9487 North County Road 650 East, Pittsboro, IN 46167) $35 per person.  To register a purchase ticket:  https://www.eventbrite.com/e/22-wood-shamrock-door-sign-painting-party-tickets-90778088707

Should I Sell My House This Year? | MyKCM

If one of the questions you’re asking yourself today is, “Should I sell my house this year?” the current Housing Opportunities and Market Experience (HOME) Survey from the National Association of Realtors® (NAR) should boost your confidence as it relates to the current selling sentiment in the housing market. Even with all the information overload in the media circling around talk of a possible recession, the upcoming 2020 election, and more, Americans feel good about selling a house now. That’s some news to get excited about!

As the graph below shows, as of Q4 2019, 75% of people surveyed indicate they believe now is a good time to sell a home:Should I Sell My House This Year? | MyKCMIn the case of those with a yearly salary of $100,000 or more, the results jumped even higher, coming in at an 82% positive sentiment.

When the study divided the outcomes by region, the results still consistently showed Americans feeling good about selling:

  • Northeast: 71% positive
  • Midwest: 76% positive
  • South: 72% positive
  • West: 81% positive

In addition to looking at income and region, the report also divided the results by generation, as shown in the graph below:Should I Sell My House This Year? | MyKCMAs you can see, many believe that, despite everything going on in the world, it is still a good time to sell a home.

According to NAR, the unsold inventory available today “sits at a 3.0-month supply at the current sales pace,” which is down from a 3.7-month supply in November. The current inventory is half of what we need for a normal or neutral housing market, which should have a 6.0-month supply of unsold inventory. This is good news for sellers, as Lawrence Yun, Chief Economist at NAR, says:

“Home sellers are positioned well, but prospective buyers aren’t as fortunate. Low inventory remains a problem, with first-time buyers affected the most.”

Bottom Line

If you’re ready to list your home, you can feel good about the current sentiment in the market. Let’s get together today to determine the best next step when it comes to selling your house this year.

Big Demand for Small Homes | MyKCM

Movies, tv shows, and celebrities often have us dreaming of owning large homes, but the reality for most people is quite different.

Since 2015, the square footage of newly built houses has been shrinking, according to Yahoo Finances. This is not projected to change as we continue into the beginning of the year.

“We expect this downsizing trend to continue in 2020, driven by a confluence of economic and demographic trends.”

Why are smaller homes trending now?

As noted in the article, there are a few main reasons for this demand:

  • “Many of today's younger, millennial home buyers have expressed a preference for denser, more urban homes that are more walkable to shared amenities.”
  • “Today's older homeowners are expressing a desire for smaller, less maintenance-heavy and more accessible (read: less stairs) homes as they age and move into newer homes.”

With these two demographic groups surging through the market, the demand for this type of home is rising. If you’re a homeowner with a smaller-scale house, now may be a great time to sell, as the demand for this end of the market is surely on the rise.

Bottom Line

The demand for smaller houses will continue to rise throughout 2020. Let’s get together to discuss what the housing inventory looks like in your neighborhood. It might be time for you to take advantage of this trend!



Brownsburg

Zionsville

Pittsboro

Thorntown

Lebanon


12/31- (10am-1pm) Countdown Til Noon at the Children’s Museum. https://www.childrensmuseum.org/visit/calendar/view/countdown-to-noon

 12/31 (6pm-9pm) Family New Year’s Eve @ the Indiana State Museum.  Magic, music, face painting, countdown til 8pm.  Tickets required. https://www.indianamuseum.org/celebration-crossing?utm_source=digital&utm_medium=calendar&utm_campaign=celebrationcrossing

 12/31 (6pm-?) New Year’s Celebration at Conner Prairie. For the whole family including a fireworks display at 9pm.  Tickets required. https://www.connerprairie.org/explore/things-to-do/merry-prairie-holiday/

 12/31 (5:30pm-8:30pm or 9:30pm-1:30am) Royal Pin Expo Family Friendly New Year’s Party.  5261 Elmwood Ave, Indianapolis, IN 46203. https://www.facebook.com/events/269323433972167/?event_time_id=269323440638833

 12/31 (5pm-8pm) Royal Pin Western Family Friendly New Year’s Party.  6441 W Washington St, Indianapolis, IN 46241. https://www.facebook.com/events/699463987211330/

 12/31 (5pm-8pm) New Year’s Balloon Drop at the Incrediplex.  6002 Sunnyside Rd, Indianapolis, IN 46236. For the whole family.  Tickets required. https://incrediplex.com/new-years-eve/

 12/31 (11am-12pm) Balloon Drop at Noon at the Zion Nature Center, 690 Beech St, Zionsville, Indiana.  Registration required.  http://www.zionsville-in.gov/Activities/Activity/Detail/Noon-Years-Eve-258

 12/31 (12pm-3pm or 6pm-9pm) Skating at Skateland.  3902 N. Glen Arm Rd, Indianapolis.  Countdown at the 6pm-9pm session.  https://www.unitedskates.com/public/indianapolis/schedule/special-events/index.cfm

 12/31 (7:30pm, 10:30pm)  New Year’s Eve with Comedy Sportz at the Athenaeum.  401 E Michigan Street, Indianapolis, IN 46204.  Both shows have a countown with sparkling grape juice and are for all ages. http://www.athenaeumfoundation.org/?event=new-years-eve-with-comedy-sportz

Is A Bigger House Within Your Budget?

Is A Bigger House Within Your Budget? | MyKCM

At this time of year, many families come together to celebrate the season. It’s also the time when many realize their homes are just not quite big enough to host all of their guests and loved ones. Are you one of those homeowners dreaming for a larger space to call home?

You may have enough equity in your current home to move up.

According to the Q3 2019 U.S. Home Equity & Underwater Report by ATTOM Data Solutions,

“14.4 million residential properties in the United States were considered equity rich, meaning that the combined estimated amount of loans secured by those properties was 50 percent or less of their estimated market value.”

This means that one in four of the 54 million mortgaged homes in the U.S. have at least 50% equity. If these homeowners decide to sell, they can use their equity to put toward the purchase of a new home. Maybe you’ll be one of them.

NAR recently released their 2019 Profile of Home Buyers and Sellers showing that,

“This year, home sellers cited that they sold their homes for a median of $60,000 more than they purchased it, up from $55,500 the year prior. This accounted for a 31 percent price gain, up from 29 percent the year before.”

Here’s the equity gain breakdown based on the number of years these sellers lived in their homesIs A Bigger House Within Your Budget? | MyKCM

Bottom Line

If you’re one of the many homeowners with big dreams of owning a larger home, let’s get together. Working with a trusted advisor to find out how much equity you have is a great first step in putting your move-up plan in motion.


Zionsville
Dec 1 (5-9pm) Maplelawn Homestead Open House @ 9575 Whitestown Road. https://maplelawnfarmstead.org/events2/

Dec 7 (10am-3pm) Christmas in the Village on Main Street.  Visit with Santa, horse drawn wagon rides, performances by Zionsville Show Choirs, street carolers and more. https://www.facebook.com/events/519524401955175/

Dec 7-8 (9am, 11am, 1pm) Christmas on the Farm at Traders Point Creamery.  Visit with Santa, live music, crafts, sleigh-hayride.  Fun for the whole family.  Tickets required.http://traderspointcreamery.com/events/christmas-on-the-farm/

Dec 8 Candy Cane Course in Zionsville.  Christmas themed run for the whole family.
https://localraces.com/events/zionsville-in/candy-cane-course-indianapolis

Dec 13-15 The Nutcracker at Zionsville Performing Arts Center. https://www.cidedance.org/

Dec 15 (11am-12:30pm) Goat Yoga at Traders Point Creamery.  $39.
https://www.eventbrite.com/e/goat-yoga-at-the-red-barn-traders-point-creamery-tickets-72298864851

Dec 19 (6-9pm) Christmas in the Village Christmas Crawl @ the Zionsville Chamber of Commerce. 
 https://www.facebook.com/events/zionsville-chamber-of-commerce/christmas-in-the-village-christmas-crawl/524890178276816/

Whitestown
Dec 14 (1-5pm) Visit with Santa at the Whitestown Municipal Complex.  Parade, hot chocolate, snacks, crafts and free pictures with Santa.  FREE.  https://whitestown.in.gov/events  

Brownsburg
Dec 4 (6pm-7:30pm)  Holiday Ornament Decorating at the Brownsburg Public Library.  Ages 4-12.  All supplies provided.  FREE.  https://www.facebook.com/events/467234374138605/

Dec 6 (8pm) Brownsburg Choirs Holiday Program @ Brownsburg East Middle School Café
https://www.eventbrite.com/e/brownsburg-choirs-holiday-concert-8-tickets-70908349783

Dec 7 (10am-3pm) Brownsburg Holiday Bazaar at Brownsburg East Middle School.  Crafters, vendors, door prizes.  
https://www.fairsandfestivals.net/events/details/2019-brownsburg-holiday-bazaar

Dec 7 Candy Cane Hunt at Natural Valley Ranch.  Hunt for candy canes, visit animals at the petting zoo, visit with Santa, snacks. Must register. https://www.facebook.com/events/1423934251144787/

 Dec 7 (7am-11am) Musical Breakfast with Santa at Brownsburg West Middle School. Visit with Santa, craft, decorate cookies, musical instrument “petting zoo” to experiment making sounds on all different musical instruments. Tickets $10 each.  https://www.facebook.com/events/1177163162671646/

Dec 14 (1:30-3:30pm) Build a Gingerbread House at the Natural Valley Ranch. Pony rides, animal encounter and decorating gingerbread houses. $15 per person. Must pre-pay and pre-register.  https://www.facebook.com/events/2505772896414979/

Dec 21 (9am-11am) Polar Express Breakfast at Eaton Hall. Breakfast, craft, and movie. $18 per person.  https://www.facebook.com/events/2485313644898305/

Lebanon
Dec 7 (4-8pm) Christmas on the Square in the heart of Lebanon.  Reindeer, crafts, play area for kids, Farmers Market Sweet Treats, parade 6-7pm, and much more. https://www.facebook.com/events/the-heart-of-lebanon/christmas-on-the-square/2037626979605896/

Dec 7 (8am-10am) Breakfast with Santa at Arni’s.  Photo opportunity with Santa.  
https://www.facebook.com/events/2585783601468260/

Thorntown
Dec 7-Dec 8 (1pm-5pm) Newfoundland Dog Day at Dull’s Tree Farm.  The South Central Newfoundland Club have their dogs pull your tree from the field to the processing area. https://www.facebook.com/events/2103105883313525

The Cost Across Time [INFOGRAPHIC]

The Cost Across Time [INFOGRAPHIC] | MyKCM

Some Highlights:

  • With interest rates around 3.66%, now is a great time to look back at where they’ve been over the past few decades. Comparatively, they’re pretty low!
  • According to Freddie Mac, rates are projected to increase to 3.9% by this time next year.
  • The impact your interest rate has on your monthly mortgage payment is significant. An increase of just $20 dollars in your monthly payment can add up to $240 per year and $7,200 over the life of your loan.
  • Maybe it’s time to lock in now, while rates are still historically low.