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Confidence Is the Key to Success for Young Homebuyers | MyKCM

Buying your first home can seem overwhelming. Thankfully, there’s a lot of great information out there to help you feel more confident as you learn about the process. For those in younger generations who aspire to buy, here are three things to consider sooner rather than later in your journey:

1. Understand What it Takes to Purchase a Home

Overall, Millennials make up the largest group of homebuyers in today’s real estate market, and Gen Z is not too far behind. A recent study shared by Freddie Mac shows, however, that Generation Z isn’t as confident in the homebuying process as Millennials. The best thing potential young buyers can do is understand what it takes to buy a home. Learn as much as you can about the mortgage process, down payment options, and the overall steps to take along the way. 

2. Realize Your Opportunity to Build Wealth 

Homeownership allows you the chance to put a small portion of the home’s value down when you buy, and then watch your appreciation grow on the full value of the home – not just on the down payment. It’s one of the best investments you can make, and a form of forced savings working in your favor over time. The added bonus? You get to live there, too.

3. Find Someone You Trust to Help You Through the Process 

Having someone you trust to guide you through this process is invaluable. Finding a local real estate expert to help you navigate through the transaction and feel more confident as you make important decisions could be the best choice you make.

For Millennials and Gen Z’ers thinking about buying, today’s historically low interest rates combined with the outlook for future home appreciation is a big win. This means whatever you buy today, you’ll be bragging about 10 years from now. You can feel confident about that!

Bottom Line

If you’re ready, buying your first home sooner rather than later is one of the best decisions you can make. But there are many things to consider before taking that step, so let’s work together to help you confidently navigate the full journey.

Sat, March 7 (7pm-10pm) The Doctor Prescribed Music at the Ullen Country Club (100 Country Club Drive, Lebanon) live music and light refreshments.  All proceeds go to the Boone Country Cancer Society.  Tickets $50.

Sun, March 8 (9am-2pm) Boone County Spring Vintage Motorcycle Swap Meet at the Boone County Fairgrounds.  $7.

 Sat, March 14 (10am-4pm) March in the Pugs fundraiser hosted by Kentuckiana Pug Rescue at the Boone County Fairgrounds.  Games, contests, raffles, shopping and lots of pugs!

Sat, March 7 (9am-2pm) Dodgeball Tournament at Delaware Trail Elementary School(3680 Hornaday Road, Brownsburg)  6 players per team minimum.

 Sat, March 13 (6pm-11pm)  Brownsburg Education Foundation 2020 Rally for  Our Kids Gala at the Top Eliminator Club at Lucas Oil Raceway (10470 E County Road 300 N, Indianapolis, IN 46234).  Dinner, live and silent auctions.  Reservations required by calling 317-852-1056 or visit website.

 Tues, March 31 (11:30am-12:45pm) Build your own Tool Caddy at the Creative Studio by She Wood Know (1652 East Northfield Drive, Suit3 500, Brownsburg, IN)  Tickets $30 each.

Mon, March 2 (6-8pm) Zionsville Library Trivia Night at Greek’s Pizzeria (30 N Main Street, Zionsville) No children under the age of 10.  Registration required.

 Fri, March 13 (6-9pm) Ross David concert at the Trader’s Point Creamery (9101 Moore Road,  Zionsville, IN 46077) All ages welcome.  Free entry.  Call for reservations.

 Sat, March 21 (9am-11am) Zionsville Police Department’s Coffee with a Cop at the Zionsville McDonald’s (50 Brendon Way, Zionsvillle).  A chance for the citizens to meet with the officers who serve in their community and to ask any questions.

Sat, March 7 (9am-10:30am) Harry Potter Inspired $10 Family Friendly Canvas Painting Party at Canvas Paintings by Katie (9487 N Co Road 650 E, Pittsboro)

Sat, Mar 21 (9am-1pm) DIY Expo at the Whitestown Municipal Complex (6210 Veterans Drive, Whitestown, Indiana 46075) Many businesses will be set up in the gymnasium to educate the public on many diy projects such as changing the oil in your car, mowing a lawn, etc.  FREE.

Thur, Feb 20 (6pm-9pm)  First Aid course at Witham YMCA.  $45.

Fri, Feb 28 (7pm-7:45pm) Nerf Night at Witham YMCA (ages 8-12) $5.  Registration required.

Sat, Feb 8 (7pm-11pm) Book Ball 2020 at Hussey-Mayfield Memorial Public Library. 250 N 5th Street, Zionsville, IN 46077.  Featuring musical guest Greta Speaks. $100 per person.

Fri, Feb 7 (6pm-9pm) Ross David concert at the Trader’s Point Creamery.  Free entry.  All ages welcome.  Please call for reservations.

Sun, Feb 16 (4pm-6pm)  USA National Miss Indiana Pageant 2020 at Zionsville West Middle School.  For tickets and more information:

Wed, Feb 12 (6pm-9pm) Gal-entines Pick Your Project and free monogram tote at the Board & Brush Creative Studio (442 E Main Street, Brownsburg, IN 46112).

Sun, Feb 23 (3pm-5pm) Bowling for the whole family sponsored by the Hendricks County Substance Abuse Task Force at Brownsburg Bowl.  FREE.  Register.

Sat, Feb 29 (6:30pm-11:30pm) Western Boone Education Foundation Trivia Night at Stookey’s Restaurant (125 East Main Street, Thorntown, IN 46071 Fun event to help raise funds that support educational opportunities for the students and staff of Western Boone Schools.Tickets $250 each.

Saturday, Feb 8 (6pm-pm)  DIY Mosaic tray making workshop at Canvas by Katie’s studio. (9487 North County Road 650 East, Pittsboro, IN 46167) $35 per person.  To register and purchase ticket:

Saturday, Feb 9 (6pm-9pm) DIY Wood Painting Shamrock Sign workshop at Canvas by Katie’s studio.  (9487 North County Road 650 East, Pittsboro, IN 46167) $35 per person.  To register a purchase ticket:

Should I Sell My House This Year? | MyKCM

If one of the questions you’re asking yourself today is, “Should I sell my house this year?” the current Housing Opportunities and Market Experience (HOME) Survey from the National Association of Realtors® (NAR) should boost your confidence as it relates to the current selling sentiment in the housing market. Even with all the information overload in the media circling around talk of a possible recession, the upcoming 2020 election, and more, Americans feel good about selling a house now. That’s some news to get excited about!

As the graph below shows, as of Q4 2019, 75% of people surveyed indicate they believe now is a good time to sell a home:Should I Sell My House This Year? | MyKCMIn the case of those with a yearly salary of $100,000 or more, the results jumped even higher, coming in at an 82% positive sentiment.

When the study divided the outcomes by region, the results still consistently showed Americans feeling good about selling:

  • Northeast: 71% positive
  • Midwest: 76% positive
  • South: 72% positive
  • West: 81% positive

In addition to looking at income and region, the report also divided the results by generation, as shown in the graph below:Should I Sell My House This Year? | MyKCMAs you can see, many believe that, despite everything going on in the world, it is still a good time to sell a home.

According to NAR, the unsold inventory available today “sits at a 3.0-month supply at the current sales pace,” which is down from a 3.7-month supply in November. The current inventory is half of what we need for a normal or neutral housing market, which should have a 6.0-month supply of unsold inventory. This is good news for sellers, as Lawrence Yun, Chief Economist at NAR, says:

“Home sellers are positioned well, but prospective buyers aren’t as fortunate. Low inventory remains a problem, with first-time buyers affected the most.”

Bottom Line

If you’re ready to list your home, you can feel good about the current sentiment in the market. Let’s get together today to determine the best next step when it comes to selling your house this year.

Big Demand for Small Homes | MyKCM

Movies, tv shows, and celebrities often have us dreaming of owning large homes, but the reality for most people is quite different.

Since 2015, the square footage of newly built houses has been shrinking, according to Yahoo Finances. This is not projected to change as we continue into the beginning of the year.

“We expect this downsizing trend to continue in 2020, driven by a confluence of economic and demographic trends.”

Why are smaller homes trending now?

As noted in the article, there are a few main reasons for this demand:

  • “Many of today's younger, millennial home buyers have expressed a preference for denser, more urban homes that are more walkable to shared amenities.”
  • “Today's older homeowners are expressing a desire for smaller, less maintenance-heavy and more accessible (read: less stairs) homes as they age and move into newer homes.”

With these two demographic groups surging through the market, the demand for this type of home is rising. If you’re a homeowner with a smaller-scale house, now may be a great time to sell, as the demand for this end of the market is surely on the rise.

Bottom Line

The demand for smaller houses will continue to rise throughout 2020. Let’s get together to discuss what the housing inventory looks like in your neighborhood. It might be time for you to take advantage of this trend!






12/31- (10am-1pm) Countdown Til Noon at the Children’s Museum.

 12/31 (6pm-9pm) Family New Year’s Eve @ the Indiana State Museum.  Magic, music, face painting, countdown til 8pm.  Tickets required.

 12/31 (6pm-?) New Year’s Celebration at Conner Prairie. For the whole family including a fireworks display at 9pm.  Tickets required.

 12/31 (5:30pm-8:30pm or 9:30pm-1:30am) Royal Pin Expo Family Friendly New Year’s Party.  5261 Elmwood Ave, Indianapolis, IN 46203.

 12/31 (5pm-8pm) Royal Pin Western Family Friendly New Year’s Party.  6441 W Washington St, Indianapolis, IN 46241.

 12/31 (5pm-8pm) New Year’s Balloon Drop at the Incrediplex.  6002 Sunnyside Rd, Indianapolis, IN 46236. For the whole family.  Tickets required.

 12/31 (11am-12pm) Balloon Drop at Noon at the Zion Nature Center, 690 Beech St, Zionsville, Indiana.  Registration required.

 12/31 (12pm-3pm or 6pm-9pm) Skating at Skateland.  3902 N. Glen Arm Rd, Indianapolis.  Countdown at the 6pm-9pm session.

 12/31 (7:30pm, 10:30pm)  New Year’s Eve with Comedy Sportz at the Athenaeum.  401 E Michigan Street, Indianapolis, IN 46204.  Both shows have a countown with sparkling grape juice and are for all ages.

Is A Bigger House Within Your Budget?

Is A Bigger House Within Your Budget? | MyKCM

At this time of year, many families come together to celebrate the season. It’s also the time when many realize their homes are just not quite big enough to host all of their guests and loved ones. Are you one of those homeowners dreaming for a larger space to call home?

You may have enough equity in your current home to move up.

According to the Q3 2019 U.S. Home Equity & Underwater Report by ATTOM Data Solutions,

“14.4 million residential properties in the United States were considered equity rich, meaning that the combined estimated amount of loans secured by those properties was 50 percent or less of their estimated market value.”

This means that one in four of the 54 million mortgaged homes in the U.S. have at least 50% equity. If these homeowners decide to sell, they can use their equity to put toward the purchase of a new home. Maybe you’ll be one of them.

NAR recently released their 2019 Profile of Home Buyers and Sellers showing that,

“This year, home sellers cited that they sold their homes for a median of $60,000 more than they purchased it, up from $55,500 the year prior. This accounted for a 31 percent price gain, up from 29 percent the year before.”

Here’s the equity gain breakdown based on the number of years these sellers lived in their homesIs A Bigger House Within Your Budget? | MyKCM

Bottom Line

If you’re one of the many homeowners with big dreams of owning a larger home, let’s get together. Working with a trusted advisor to find out how much equity you have is a great first step in putting your move-up plan in motion.